The journey to finance or refinance a home too often feels overwhelming, time-consuming, and an experience that most of us would choose to donate a kidney before going through it. Well, times have changed.
We've all heard the horror stories, or God forbid lived through them ourselves. Even the word "mortgage" makes most of us cringe, causes us to feel uneasy, and makes us want to turn and run the other direction. Why is that? I mean the majority of the population still has the goal to own their own house and the freedom that comes with being a homeowner, so why does the mere thought of going through the mortgage process make some of us feel nauseous?
Well, for most of us, it's because of a scenario like this...
The archaic, old school, outdated path to financing a house:
Congratulations! You survived!
Total time spent = 60-90 days
Ok, that may be a little dramatic, but unfortunately that situation hits home for far too many homebuyers. But don't worry, times have changed! Using innovative, high-end technology to create a quick and convenient user experience has put companies like Ruoff Home Mortgage in the forefront of the industry — and makes the entire home financing process (and your life) easier!
HINT: It doesn't have to be hard...
The Ruoff Home Mortgage path to home financing:
Congratulations! Now wasn’t that easy?!
Total time spent = as few as 15 days (no joke!)
High-tech automation does NOT mean you're on your own. Regardless if you apply for a free, no-strings-attached home loan pre-approval on ruoff.com or if you visit one of our dozens of branches, you will be teamed up one-on-one with an experienced senior loan officer.
The goal of Team Ruoff is to listen to your homeownership goals and be available (as much as you choose) to guide you every step of the way. Ruoff is proud to use their nearly 35 years of experience to help homeowners like you — in our home towns and all across the country.
There is no longer a reason to be afraid of the once scary mortgage process. Many of Ruoff's clients are able to complete the majority of the loan process without even leaving work, their home, or even vacation.
Just read a few of our reviews below!
"I have bought and sold several houses over the last 10 years and this was one of the fastest and smoothest transaction I have ever done. Closed in 2 weeks. Very impressed!! Went as smooth as a baby’s behind!!" - Michael B, Homebuyer
"I was the listing agent on one of Michael's mortgage transactions and his speed of closing and communication was outstanding." -Randy M, Real Estate Agent
"My loan officer is a fast turn-around ninja. For the second time I ended up seeing a house and wanting to make an offer without any pre-qualification, and no advance notice. He was able to get us a pre-approval in less than 24 hours. Ruoff jumps to action and makes things so easy on us as borrowers!" –Kimber A, Homebuyer
"As a first time home buyer there was a lot about the process that was new to me. My loan officer was a pleasure to work with and she helped walk me through every step of the way. Thanks to her speed and effort we were ready to close 2 weeks ahead of schedule!!" –Daniel G, Homebuyer
So what are you waiting for?
Make your homeownership dreams happen!
Download Ruoff's Free Home Shopping Guide now for quick tips to get you started!
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Ruoff Mortgage Company, Inc., d/b/a Ruoff Home Mortgage, is an Indiana corporation licensed by the Indiana Department of Financial Institutions (DFI). For complete licensing information visit: http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/141868. Equal Housing Lender. NMLS#141868
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