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October 15 Deadline for Non-filers Who Have Not Received Stimulus Checks

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In March, the CARES Act was signed into law in response to the COVID-19 pandemic. The act called for “economic impact payments” (commonly called “stimulus payments”) to be sent to millions of Americans. Singles could receive up to $1,200 while married couples could receive up to $2,400 with an additional $500 per child under 17. While millions of Americans have received their payments through direct deposit or mailed checks, there are still many—an estimated nine million—who have not received a payment. For people in this group, a deadline to receive the payment is quickly approaching, and they need to take action by October 15.


How to Get Out of Credit Card Debt Without Paying Everything You Owe

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Debt is tough. Sometimes it is hard to imagine getting out of it, and you can feel like your back is against the wall. One idea, that sounds good in theory, is to somehow get out of debt without paying it all off. Of course, this is an appealing strategy, but pursuing it can cause more harm than good. Here are the ways you can technically pay off debt without paying everything you owe, along with important reasons to consider other options instead.


NFCC Connect Speaker Series  📢

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The NFCC Connect 2020 Speaker Series is ready to begin online and you are invited! Be a part of one of the best lineups ever offered by the NFCC. Sessions will include the newest research on the impact of credit counseling, emerging FinTech trends, solutions for homeowners and renters, and next steps in the expansion of debt repayment solutions for today’s consumers.

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NFCC in the NEWS đź“°

  • What Happens if You Don’t Pay Your Debts? Read More
  • 8 Reasons Your Parents Had an Easier Retirement Than You Will Read More
  • Use This Script to Negotiate Your Credit Card Debt Yourself—For Free Read More

Around the Country đź—˝

How to respond to debt collectors who keep contacting, intimidating you

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The Federal Trade Commission has launched a program named "operation corrupt collector." The action now has the federal government partnering with state attorney generals to go after those abusive companies. There have been 85,000 complaints against those companies just this year. They also can't threaten you with violence, use abusive language when talking with you, or call you after 9 p.m. local time. In fact, you can request they not call you at all and only contact you in writing. And they can't call anyone who's name is not on the account in question. McClary insists, “they can't be calling your relatives or your neighbors telling them you owe debt and they need to get in touch with you.” No one can be contacted including your employer.


Previous Newsletter đź“°

Newsletter - 09/22/2020


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